Overview

Axos Bank, formerly called Bank of Internet USA, is an online bank that does away with many fees and has the somewhat rare offering of rewards checking. Because it’s an online bank, Axos’ customer service options are mostly remote — including a 24/7 phone line, online chat, secure online messaging and Twitter — but if that’s not a concern for you, consider giving Axos Bank a closer look.

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Pros:

• No monthly fees for checking or savings.
• Domestic ATM fee reimbursements.
• Excellent checking rates and rewards.

Cons:

• Only 2 branches.
• CD rates are low for an online bank.

Best For:

Customers who want high-yield savings and checking accounts, are comfortable with online-only customer service and would benefit from unlimited ATM fee reimbursements.

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