Extra Card Review

Overview

Extra is the first debit card that builds your credit and earns rewards with your everyday purchases.The Extra Debit Card is something that you want in your wallet. There are a lot of perks and benefits that you do not want to miss.

Simply sign up by connecting your bank account and receive a spending limit based on your balance and other factors. Towards the end of the month, Extra will total up your purchases and report them to credit bureaus as credit worthy payments. The best part is, Extra does not check your credit.

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Pros:

  • Safe way to build credit.
  • Earn reward points everywhere.
  • Solid rewards for debit.

Best For

Starting to build your credit: At the end of every month, purchases made with Extra are tallied up and reported to credit bureaus to help build your credit Record.

Rebuilding your credit: Mistakes can happen. That's why Extra gives you a spending limit based on your bank balance As well as other factors and does not check your credit score.

Bottom Line

Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score.Start re/building your credit with Extra today!

Disclaimer

* The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Loans provided by Lead Bank.

* Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score.

* In order to transact with your Extra Debit Card, you need a bank account. See Extra.app to check if your account is compatible.

* Rewards points only available with rewards plan.

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