Idenity IQ Review

The Good

• Strong Identity Monitoring
• Affordable and Flexible Plans
• Comprehensive Credit Reporting Services
• Cybersecurity Tools Included
• $1 Million in Theft Insurance
• Educational Support

Strong Identity Monitoring

IdentityIQ offers robust protection by tracking the use of your Social Security Number (SSN), including monitoring changes not just in credit agency records, but also within the National Change of Address registry. This means you'll be alerted if someone tries to redirect your mail or misuse your SSN—even in cases where other services may not notify you.

Key identity monitoring features include:

• SSN tracing

• Change of address alerts (credit bureaus + USPS registry)

• Criminal record monitoring (domestic and international)

• A U.S.-based fraud recovery support team

Affordable and Flexible Plans

There are four IdentityIQ membership tiers ranging from $6.99 to $29.99 per month. Each plan offers increasing levels of protection:

• Secure Plan: One-bureau daily credit monitoring, dark web scanning, and up to $1 million in identity theft insurance.

• Secure Plus Adds application and change-of-address monitoring.

• Secure Pro: Adds three-bureau monitoring, crime alerts, and credit score change notifications.

• Secure Max: Includes credit score tracking, simulation tools, family protection, and advanced fraud resolution.

Comprehensive Credit Reporting Services

IdentityIQ partners with all three major credit bureaus and offers up to 12 credit reports per year—more frequent than many competitors. You'll receive daily fraud alerts and monthly credit score updates. Advanced tools like the credit score simulator help users understand how different financial decisions might impact their credit.

Cybersecurity Tools Included

Unlike many identity protection providers, IdentityIQ includes antivirus and VPN services with its plans. The antivirus offers ransomware protection and parental controls, while the fast, secure VPN ensures safe and anonymous web browsing across devices, including desktops and mobile phones.

$1 Million in Theft Insurance

Every IdentityIQ plan includes up to $1 million in identity theft insurance, covering lost wages, legal expenses, and stolen funds. The top-tier Secure Max plan also extends up to $25,000 in protection for children, making it an ideal solution for families.

Educational Support

IdentityIQ features a comprehensive knowledge center on its website. Users can access guides on topics such as identity theft prevention, data breach awareness, suspicious activity recognition, and more—helping them stay one step ahead of potential threats.

Missing a Few Services

While IdentityIQ delivers powerful identity and credit protection tools, it lacks a few services that some competitors offer—such as driver’s license monitoring and full data breach notification support. These gaps may be important for customers seeking the most extensive identity theft coverage available.