We regularly survey widely available financial institutions, made up of the biggest banks and credit unions, as well as a number of popular online banks. To find the best checking accounts, our editorial team analyzes various factors, such as: fees, minimum balance requirements and annual percentage yield (APY) offered.All of the checking accounts below are insured by the FDIC.
When choosing a new checking account, take a close look at fees, branch and ATM accessibility, and interest rate. People who do online banking should select an institution that offers a good website along with a mobile app that lets them deposit checks remotely.
Simple lineup of free account options
