Bank Name
Features
Monthly Fee
The GO2bank™ Account is a mobile-first banking solution from Green Dot Bank, designed to offer accessible financial services with features like early direct deposit, high-yield savings, and credit-building tools.
- No credit check or credit score required
- Overdraft protection up to $200 with direct deposits
- Early paycheck access up to 2 days early, government benefits up to 4 days early
- Free nationwide ATM network (fees apply for out-of-network ATMs)
- Earn up to 7% cash back on eGift Cards, 3% on Amazon eGift Cards
$0.00
Monthly Fee
The Chime® Checking Account offers a modern, fee-free banking experience designed for convenience and accessibility.
- No monthly fees or minimum balance required
- Free card replacement
- Automatic savings with round-ups and paycheck transfers
- 0.50% APY on savings account
- 24/7 mobile banking with check deposit and card control
$0
Monthly Fee
First Citizens Bank is a regional bank with over 120 years of experience, offering personal and business banking, loans, and credit cards. Headquartered in North Carolina, it operates in select U.S. states with over 500 branches. The bank is known for reliable service, a wide range of financial products, and strong online and mobile banking tools.
- No annual fee
- Earn reward points on purchases
- Higher APR range: 11.24%-22.24% (variable)
$0
Monthly Fee
CIT Bank accounts are designed for savers looking for high returns and low fees. As an online-only bank, CIT offers high-yield savings, money market, and CD accounts with no monthly maintenance fees, making it ideal for those who want to grow their money digitally and efficiently.
- No monthly maintenance fees on savings and CD accounts
- User-friendly online and mobile banking platform
- No physical branches
$0
Monthly Fee
Discover Bank is a full-service online bank offering no-fee checking and savings accounts, high-yield CDs, low-cost student loans, and robust fraud protection. It provides 24/7 customer support and rewards on everyday banking activities, making it ideal for digital-first customers.
- No monthly fees or overdraft fees
- No minimum balance for savings
- Low-cost student loans with grade rewards
- 24/7 customer service
$0
Monthly Fee
Aspiration is a digital financial firm offering eco-conscious banking solutions through its Spend & Save account. This account combines checking and savings features, providing customers with a sustainable way to manage their finances.
- No monthly fees
- High-Yield Savings
- Fee-Free ATM Access
- Mobile Banking
$0
Monthly Fee
Axos Bank offers diverse home loan options with competitive rates and affordable refinancing — all through a convenient, fully online platform designed to save you money and simplify your mortgage experience.
- Excellent checking rates and rewards
- Domestic ATM fee reimbursements.
- No monthly fees for checking or savings.