What is Identity Theft Protection and How Does it Work?

Identity theft protection is a service that helps safeguard your personal information, such as your Social Security number and bank details, from being stolen and misused by fraudsters. It works by monitoring your accounts for suspicious activity, alerting you to potential threats, and providing assistance to recover stolen identity and finances. See our top picks above for the best identity theft protection companies that offer top-rated identity protection, the best personal information protection services, and the best social security protection.

Best Fraud Protection Services and Fraud Monitoring

The best fraud protection services offer comprehensive monitoring of your personal information, fraud detection, real-time fraud alerts for suspicious activity, and assistance with identity restoration if needed, including fraud insurance coverage. Get the best fraud monitoring service and fraud security from our top picks above.

Best Credit Monitoring Services and Best Credit Protection Services

Need credit protection and identity protection services? The best credit monitoring service and ID theft protection monitors your credit reports and scores, alerting you to any changes or suspicious activity, like new accounts or hard inquiries. They work by continuously tracking your credit data from major credit bureaus and sending you real-time alerts to help prevent identity theft and fraud. These services also provide credit card protection.

How to Know if Your Identity Has Been Stolen?

How to check if someone is using my identity? Are you wondering 'how do I check if my identity has been stolen?'' You may know your identity has been stolen if you notice unfamiliar charges on your accounts, receive bills or credit offers for accounts you didn't open, or find errors on your credit report.

How to Lock Your Credit?

To lock your credit through an identity theft protection company, first sign up for their service and access your account online or via their app. Navigate to the credit lock feature and activate it with a simple click or tap. This credit lock feature makes your credit inaccessible to potential fraudsters while keeping it easy for you to unlock when needed.

What is Identity Theft Insurance?

The best identity theft insurance or identity theft coverage helps cover the costs associated with restoring your identity if it's stolen, including legal fees, lost wages, and expenses for repairing your credit. It may also reimburse you for stolen funds up to a certain amount, depending on the plan you choose.