The Good
- Start Investing With No Minimum
- Fractional Shares Available
- Automated Smart Portfolios
- Beginner-Friendly Tools & Education
Start Investing With No Minimum
Stash lets you open an account without any minimum balance requirements. You can start investing with as little as $5, making it accessible even for complete beginners who want to build good financial habits early.
Fractional Shares Available
Instead of buying full shares of expensive stocks, Stash allows you to invest in fractional pieces of thousands of stocks and ETFs. This makes it easier to diversify and invest in big-name companies without needing large amounts of cash.
Automated Smart Portfolios
Stash’s Smart Portfolios automatically invest your money into a diversified mix of ETFs that match your goals and risk level. Everything is rebalanced for you, making it a great option for hands-off investors.
Beginner-Friendly Tools & Education
Stash includes financial tips, guidance, and in-app education to help new investors learn as they grow. It’s built specifically for beginners who want simple explanations and ongoing support.
The Bad
- Monthly Subscription Fees
- Limited Research Tools
- No Advanced Investing Features
Monthly Subscription Fees
Unlike many investment apps that charge no maintenance fees, Stash requires a monthly subscription. Even though the fee is small, it can reduce returns for beginners with low balances.
Limited Research Tools
Stash focuses on simplicity, which means you won’t find in-depth charts, analyst ratings, or advanced screening tools. Investors wanting deeper research may feel restricted.
No Advanced Investing Features
While great for beginners, Stash lacks features experienced investors might expect, such as real-time trading, options trading, or advanced order types. It’s designed primarily for long-term, set-and-forget investing.
