Click Free Score Review

The Good

• Multiple Plan Choices
• Email Notifications
• Credit Education Hub
• Member Rewards and Perks

Multiple Plan Choices

ClickFreeScore offers three distinct credit monitoring plans to fit different needs and budgets. The Basic Credit Membership is priced at $9.95 per month and includes daily monitoring of Equifax and TransUnion credit reports and scores, Experian monitoring for an additional $6.95, email alerts, credit fraud consultation, 24/7 roadside assistance, and rewards.

The Premium Credit Membership costs $29.95 monthly and includes all Basic plan features plus unlimited access to your Experian credit report and score.

The Ultimate Credit Membership, at $39.90 per month, grants unlimited access to credit reports and scores from all three major bureaus—Equifax, Experian, and TransUnion—along with all the benefits found in the lower-tier plans.

Email Notifications

Each membership plan comes with email alerts notifying customers of changes to their credit reports from Experian, Equifax, and TransUnion. These alerts are sent within 24 hours of any report updates, allowing users to promptly review changes and address any inaccuracies or suspicious activity.

Credit Education Hub

ClickFreeScore’s website features a Credit Learning Center, which offers extensive educational resources. Visitors can learn about what credit scores are, how they are calculated, their uses, how to obtain credit reports, and more. The page also highlights the advantages of becoming a ClickFreeScore member and details on their service offerings.

Member Rewards and Perks

According to the company, members gain access to various rewards such as monthly coupons for groceries and shopping, discounts on travel and hotels, support services for PCs and long-distance calls, movie tickets, magazine subscriptions, and more. Additionally, all members receive 24/7 roadside assistance as part of their benefits.

Sparse Website Details

ClickFreeScore’s website lacks extensive information about the specifics of its credit monitoring services and benefits. While basic plan features are listed, details on identity theft protection, refund policies, or cancellation terms are not clearly provided. Interested customers may need to contact the company directly for full clarity.

Monthly Subscription Fees

Though the monthly fees are reasonable given the range of services, ClickFreeScore requires users to pay a monthly subscription. Some competing credit monitoring services offer free options, which may be preferable for those unwilling to commit to a recurring cost, despite the additional perks that ClickFreeScore provides.

Slow Update Frequency

Credit reports and scores on FreeScore360 are only updated once per month. This infrequent refresh rate could be frustrating for users who want real-time or more frequent updates.

Other services in the industry often provide weekly or even daily updates, making them more appealing for users who want up-to-date insights.