The Good

  • Affordable Credit & Identity Monitoring
  • Daily Credit Alerts
  • SSN & Address Change Monitoring
  • $1 Million Identity Theft Insurance
  • Easy-to-Use Dashboard
  • Dark Web Surveillance

Affordable Credit & Identity Monitoring

CreditScoreIQ's biggest strength is delivering essential identity protection at a lower price point compared to premium providers. Even at its entry-level plan, you get daily credit monitoring, identity alerts, and fraud protection backed by TransUnion.

Daily Credit Alerts

Users receive regular updates about changes in their credit profile, including new accounts, inquiries, or suspicious activity. This ensures you’re notified quickly if something unusual happens with your credit.

SSN & Address Change Monitoring

CreditScoreIQ actively tracks your Social Security Number and mailing address to help protect against mail redirection fraud and SSN misuse—two common tactics used in identity theft.

$1 Million Identity Theft Insurance

Every plan includes up to $1 million in insurance to cover legal expenses, stolen funds, and recovery costs in the event of identity theft.

Easy-to-Use Dashboard

The CreditScoreIQ interface is streamlined for simplicity, allowing users to easily view credit scores, alerts, and protection features without overwhelming menus.

Dark Web Surveillance

CreditScoreIQ scans black market sites and forums for signs of your personal data being bought or sold, helping you act quickly if your information appears in a breach.

The Bad

Missing a Few Services

While IdentityIQ delivers powerful identity and credit protection tools, it lacks a few services that some competitors offer—such as driver’s license monitoring and full data breach notification support. These gaps may be important for customers seeking the most extensive identity theft coverage available.

Features

  • Daily Credit Monitoring
  • $1 Million Identity Theft Insurance
  • Dark Web & Internet Surveillance
  • Credit Score Tracking & Reports
  • SSN Monitoring
  • Change of Address Alerts
  • Fraud & Identity Theft Resolution
  • User-Friendly Dashboard
  • Alerts via Email & Text
  • Affordable Monthly Pricing

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